Under current circumstances, M3 offices in Royal Oak and Muskegon will not be holding in-person meetings. Thanks to M3’s commitment to technology, we are fully operational and meeting with clients over the phone and via online meetings in spite of our corporate distancing.

Our advisors are ready and willing to answer any questions or review your account; and for those of you looking to invest at lower prices, your advisor can assist you with that! Staff and advisors will be working from home and there is still someone in the office to answer your calls.

Above and beyond all else, we at M3 want everyone to stay safe and please honor the social distancing; be part of the solution, not the problem!

Lastly, I believe good things come from tough times, quality time spent with loved ones can only be good.

- Michael J. Pesendorfer, CRC®
President

^{Going back to 1930, if an investor missed the S&P 500’s 10 best days in each decade, total returns would be just 91%, significantly below the 14,962% returns for investors who held steady through the downturns.
-CNBC, March 7, 2020}

^{Past performance does not guarantee future results.}