THE PRE-RETIREMENT CHECKLIST:
How prepared are you?
Getting ready for retirement? Before you can cross that bridge, you’ll need to cross some important items off your to-do list. But thanks to our work together, you might be more prepared than you think! This handy checklist of ten crucial steps can help you visualize how far you’ve come.
Retirement Budget: Understand what your income will be, and how you can confidently spend the money you have accumulated for retirement.
Emergency Savings:Prepare for emergencies by saving at least 3 months’ living expenses, and have that money easily available to you.
Tax Strategy: Have a sound tax strategy to guide you through the process of spending money from both taxable and tax-deferred accounts.
Lifestyle & Location: Consider where you’ll live, both short- and long-term. Have a plan for funding a move and understand the timing involved.
401K Strategy: Have a strategy for your 401(k) plan and determine the best time for you to access the money, based on your goals.1
Bucket List: Write down your personal goals for your retirement years. Explore your dreams, priorities and values.
Extended Care: Make arrangements in the event that you or a loved one encounters a health issue requiring full-time care.
Estate Strategy: Develop an estate approach that includes how you want your assets to be allocated, and who will handle your estate.
READY FOR THE LAST TWO STEPS? SCAN THE CODE TO READ THE WHOLE ARTICLE
THE MONTH IN BRIEF
U.S. Markets
Stocks stumbled in February as stubborn inflation, mixed economic signals and an evolving trade policy weighed on investors’ minds.
The Dow Jones Industrial Average declined 1.58 percent while the Standard & Poor’s 500 Index fell 1.42 percent. The tech-heavy Nasdaq Composite dropped 3.97 percent.1
1. WSJ.com, February 28, 2025
Advisory Services offered through Capital Analysts or Lincoln Investment, Registered Investment Advisers. Securities offered through Lincoln Investment, Broker/Dealer Member FINRA/SIPC. www.lincolninvestment.com M3 Investment Services and the above firms are independent and non-affiliated. Tax services claiming services are not offered through, nor supervised by, The Lincoln Investment Companies.
S&P 500 Index is an index of 500 of the largest exchange-traded stocks in the US from a broad range of industries whose collective performance mirrors the overall stock market. The Dow Jones Industrial Average is a widely watched index of 30 American stocks thought to represent the pulse of the American economy and markets. Investors cannot invest directly in an index. The NASDAQ is an index that tracks the cumulative results on a market capitalization basis of all stocks trading in the NASDAQ system. Investors cannot invest directly in an index. Past performance is no guarantee of future results. 3/25