3 PURPOSEFUL MONEY RESOLUTIONS TO CONSIDER
Mindful Money Goals:
Are your finances supporting what brings you joy and purpose? Does your financial plan allow you to not only save for retirement but to explore hobbies, travel, support causes you care about?
Retirement With Purpose:
Are you just saving for a date or have you envisioned what your broader retirement experience will be? Is your investment plan aligning with your long-term goals and also supporting your vision for how to make your retirement years meaningful?
Lasting Impact:
Have you considered how your estate will be passed on? Do you have a plan in place to make sure the people and causes important to you are supported after you are gone?
Talk with our financial team about how to craft a plan that is meaningful to you!
SKATE WITH M3!
There is still time to enjoy the outdoor skating rink in Downtown Royal Oak! M3 is proud to sponsor this rink each year to celebrate and enjoy our community.
Be sure to check the rink’s schedule on their website: www.therinkatroyaloak.com. And don’t forget to call the office ahead for free passes and skate rentals to make the most of your visit!
THE MONTH IN BRIEF
U.S. Markets
Stocks posted solid gains in Q4 as investors navigated the presidential election, overseas unrest, and Fed rate cuts.
The Standard & Poor’s 500 Index rose 2.07 percent, while the Nasdaq Composite surged 6.17 percent. By contrast, the Dow Jones Industrial Average edged up only 0.51 percent.1
1. WSJ.com, December 31, 2024
Advisory Services offered through Capital Analysts or Lincoln Investment, Registered Investment Advisers. Securities offered through Lincoln Investment, Broker/Dealer Member FINRA/SIPC. www.lincolninvestment.com M3 Investment Services and the above firms are independent and non-affiliated. Social Security claiming services are not offered through, nor supervised by, The Lincoln Investment Companies.
S&P 500 Index is an index of 500 of the largest exchange-traded stocks in the US from a broad range of industries whose collective performance mirrors the overall stock market. The Dow Jones Industrial Average is a widely watched index of 30 American stocks thought to represent the pulse of the American economy and markets. Investors cannot invest directly in an index. The NASDAQ is an index that tracks the cumulative results on a market capitalization basis of all stocks trading in the NASDAQ system. Investors cannot invest directly in an index. Past performance is no guarantee of future results. 1/25