3 Tips To Survive Market Volatility

3 Tips To Survive Market Volatility

February 07, 2022

It’s back… Volatility has raised its ugly head once again causing worry in the minds of both the seasoned and novice investor alike.

However, while some people are running around in a panic, the truth of the matter is – it’s really not that hard to not only survive the market fluctuations that happen due to financial uncertainty – but potentially thrive as well!


Here are a few ways to help you retain some peace of mind while things are a bit shaky…


  • Don’t Panic!

This may seem like obvious advice, but you’d be surprised at the amount of people who overreact when they witness a market tailspin. If their portfolio starts bleeding their first reaction is to stop the bleeding the quickest way possible – selling. Investing decisions made as a result of an emotional, panicked outlook can lead to mistakes rather than being in alignment with your goals.

Many times, the dip is temporary, and the stock will return, if not gain on the previous price. Selling at a dip as an emotional response could be a huge mistake for your portfolio.



  • Be Consistent Rather Than Reactive

If you find that the volatility is making you nervous, remember that a consistent approach in contributions means you could be benefiting during these times. Dollar-cost averaging is when you contribute the same amount into your investment at regular intervals rather than trying to time your purchases.

For example, contributing $100 a week, every week, instead of making a lump purchase of $5,200 once a year can reduce the stress of market volatility. Making a lump payment means you have to time the market correctly in order to buy at the best time. This is a difficult approach which can cause stress due to constantly watching the market and worrying about when is the best time to buy. However, making regular contributions, means you are taking advantage of the fluctuating prices by making purchases when the market is low. This also means you will be buying when the market is high though. However, this approach results in an average price and can reduce anxiety for the investor since you don’t have to constantly worry about trying to time the market.

This can be a helpful approach for investors focused on long-term savings goals.


Panic causes tunnel vision. Calm acceptance of danger allows us to more easily assess the situation and see the options.” – Simon Sinek



  • Stay Focused On Your Game Plan

By having a financial plan, you can gain clarity on what your savings goals are for retirement, savings, and other family purchases. Your plan should also outline savings recommendations which take into account market fluctuations. Daily news feeds may be distracting and cause you to question your plan. If this is happening to you, it may be a good time to review your financial plan in order to refamiliarize yourself with your strategy and determine if you are adhering to it. And if you don’t have a financial plan, why not get one?

Get answers to your financial questions and gain confidence by having a clear path outlining how you can work towards your financial goals. Your financial advisor can guide you along the way. Our goal is to help you through these turbulent financial times and remain on-track working towards your family’s goals.



CONTACT M3 INVESTMENT SERVICES TODAY to start planning for your future.


DISCLAIMER: A plan of regular investing does not assure a profit or protect against loss in a declining market.  You should consider your financial ability to continue your purchases over an extended period of time.