Insurance can be an important component of your overall financial strategy. While its primary purpose is often protection, insurance coverage can offer additional benefits:
Cash to your estate to pay debts, taxes, or other expenses
Legacy/wealth transfer strategies
Asset accumulation and distribution strategies
As you seek to build financial security for yourself and your family, you may want to consider the following options:
Protection and Legacy Transfer
Term insurance — can provide for basic insurance protection, debt consolidation, mortgage cancelation, college funding, and family income needs.
Long-term care insurance — can help defray health care costs not covered by Medicare.
Medicare supplemental insurance — is designed to provide for an increase in the deductibles and co-insurance payments required each year in Medicare plans.
Disability income insurance — can be used to replace income due to a disabling accident, health issue, or mental incapacity.
Asset Accumulation and Distribution Strategies
Fixed annuities — provide both a fixed-investment rate as well as guaranteed income, with tax-deferred accumulation.
Universal life insurance — offers life insurance protection with a fixed rate of guaranteed tax-deferred cash value.
Still have questions about which insurance plan is right for you?
Browse through our library of flyers below to answer your insurance questions.
An M3 Investment Services Financial Professional with insurance knowledge can work with you to assess your insurance needs as part of your investment plan.
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Insurance services are not offered through, nor supervised by, The Lincoln Investment Companies.
